Profitability analysis goes deeper than the typical financial report. This process takes a comprehensive view of the institution's performance enabling management to fully understand how the organization makes a profit so they can make changes to meet the demand for higher returns. The Kafafian Group's profitability analysis system enhances traditional financial reporting with a number of specialized analysis techniques. Some of these are specific to banking; others originated in different industries. They are:

Funds Transfer Pricing
This is a way to value the source of funds independent from the uses you put it to, and vice versa.

Activity-Based Costing
The idea is to allocate costs based on the way resources are consumed.

Capital Allocation
This describes to those managing the institution how well the institution's funds are deployed, particularly on a risk-adjusted basis.

Multi-dimensional Reporting
This reports on the profitability of the important ways of viewing your business. Typically these are product, organizational and customer profitability.

Peer Group Reporting
This is an exclusive report produced using the results of all of the Kafafian Group's clients.