A component of our Profitability Outsourcing service that is also available as a "stand alone" service, Funds Transfer Pricing ("FTP") is the process of distributing your net interest margin among organizational units, lines of business, products, officers and customers by using a market-based yield curve (such as the FHLB) for the pricing of funds. Our "best practice" approach to FTP produces objective criteria for measuring the effect of deposit and loan pricing decisions, as well as a clear and accurate measurement of the interest component of profitability.

Many of our clients benefit from monthly account-level FTP files (loans and deposits) that can be imported into your on-site MCIF or CRM system. This cost effective service greatly enhances the value of such systems now that net interest spreads are accurately assigned at the account level.

• Measurement of net interest margin by organizational unit, line of business, branch, product, officer, and customer account level.
• FTP account-level feeds into your existing MCIF and/or CRM systems.
• Best practice Funds Transfer Pricing approach and methodology.

• Quick turnaround. Send us your application system extract files and receive actionable management information within days.
• Cost effective.
• Double the effectiveness of your in-house MCIF or CRM systems.
• Learn which customers, products and branches are producing your best interest spreads, and which areas require management attention.